Regional Vice President
Mortgage Loan Officer in Elk Grove Village, IL
The Kimball Team at CrossCountry Mortgage
I'll be with you every step of the way.
Hi, I'm Rich Kimball, Regional Vice President and proud leader of The Kimball Team in Elk Grove Village, IL. With over 30 years of mortgage experience, I've helped more than 3,000 families make smart, confident moves toward homeownership.
Our mission is simple: put people first. My team takes the time to truly listen, strategize and create mortgage solutions that fit your life, not the other way around.
Off the clock, I love spending time with my wife, Christine, cheering on my favorite teams, cruising on my Harley or trying my luck at the poker table.
Licensed in FL, IL, IN and WI. NMLS #145114
From first-time homebuyer options to refinance and investment loans, all delivered with speed, transparency and care.
Saving for a down payment can be a challenge. We get that. You may be closer to owning than you think.
Your home has built value. Put it to work for a better rate, a renovation or paying down debt.
A tax return doesn't always tell the whole story of your income. There are loans built for that.
Also available
The entire team were incredible. We knew what to expect every step of the way. There were no surprises and communication was superb.
Richard consistently contributed by his superior communication and being involved in the process from beginning to the end. I highly endorse him as your mortgage lender.
I recently met them and they have provided us Realtors with many informative workshops and have been supporters of our events.
The Richard Kimball CrossCountry Mortgage team work efficiently and effectively in getting the results you need. They are professional and knowledgeable.
Buying your first home or your fifth, we make the process simple, stress-free and a little fun.
Tell me where you are and where you want to go. My team takes the time to truly listen and build a strategy around your goals.
Get pre-approved and find the loan program that fits, from first-time buyer options to renovation, refinance and investment loans.
From application to closing, you get a transparent process with clear communication every step of the way.
Start with your income, expenses and debt-to-income ratio. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. We'll run your real numbers with you.
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500. Higher scores offer better terms and can save you significant money over the life of your loan.
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance and closing costs. Our team can help with strategies to minimize them.
A Home Equity Line of Credit lets you borrow against the equity in your home as you need it, for things like renovations or debt consolidation. You only pay interest on the amount you borrow.
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1021-41 Bonaventure Drive, Elk Grove Village, IL 60007
847.603.2300 | [email protected]
Rich Kimball, Regional Vice President, NMLS #145114
Branch NMLS #874123
CrossCountry Mortgage, LLC NMLS #3029
Equal Housing Lender. Licensed in FL, IL, IN and WI.
© 2026 The Kimball Team at CrossCountry Mortgage. All rights reserved.